Patterns of Constrains in Access to Finance for SMEs in the Western Balkans Region. Academic Journal of Interdisciplinary Studies, [S. l.], v. 5, n. 3 S1, p. 209, 2017. Disponível em: https://www.richtmann.org/journal/index.php/ajis/article/view/9781.. Acesso em: 5 may. 2024.