External Environmental Factors Impacting on Access to Debt Finance by Small and Medium Enterprises in South Africa. Mediterranean Journal of Social Sciences, [S. l.], v. 5, n. 20, p. 1013, 2014. Disponível em: https://www.richtmann.org/journal/index.php/mjss/article/view/3830.. Acesso em: 2 may. 2024.